WASHINGTON 鈥� In its 2019 rankings of the best places to retire, U.S. 草莓传媒 & World Report has picked several areas not too far from D.C. 鈥� which itself has scored well yet again.
At the top of that close-by short list is this year鈥檚 No. 1 best place to retire overall: Lancaster, Pennsylvania, which was last year鈥檚 No. 2.
Lancaster edged out two Florida communities: Fort Myers (No. 2, last year鈥檚 No. 15) and Sarasota (No. 3, last year鈥檚 No. 1).
(See U.S. 草莓传媒’ top 10 best places to retire for 2019 in the gallery above.)
The D.C. area dropped from the top 10, but not by much. It鈥檚 now at No. 12 out of the 100 largest U.S. metropolitan areas that were ranked. D.C. scored highly in terms of factors that are important for retirees, such as health care quality and the job market, said Emily Brandon, U.S. 草莓传媒鈥� senior editor for retirement.
D.C., however, did fall short in one key factor: the cost of housing.
鈥淎s everyone who’s there already knows, it can be very difficult for retirees to afford housing in the D.C. area,鈥� Brandon said. 鈥淏ut if you can manage it, there are a lot of other perks.”
Other cities in the region that were ranked include Allentown, Pennsylvania (No. 18 overall); Harrisburg, Pennsylvania (No. 29); Philadelphia (No. 31); Richmond, Virginia (No. 47); Baltimore (No. 56); and Virginia Beach, Virginia (No. 71).
How each area was scored
U.S. 草莓传媒 calculated each community鈥檚 score based on six factors.
The happiness index (which accounts for 22.5 percent of the score) is based on the composite 鈥渨ell-being scores鈥� as published in Gallup-Healthways鈥�
The housing affordability index (19.7 percent) was based on an assessment of costs for both renters and owners.
The health care quality index (18.7 percent) was based on data from U.S. 草莓传媒鈥� best hospital rankings.
The retiree taxes index (14.4 percent) is based on a measurement of the expected 鈥渇riendliness鈥� of sales and income taxes. A blended composite of tax rates was used for areas like D.C. that are in multiple jurisdictions.
The job market index (9.8 percent) reflects how the meaning of 鈥渞etirement鈥� has evolved. This measures opportunities for part-time and even full-time work.
The desirability index (15 percent) was measured via an online survey about how strongly respondents were interested in a given area.
Find the right fit … while you’re still working
The best time to start thinking about landing spots, Brandon said, is before you even retire.
鈥淭ake a look at what you plan to do in retirement and what services you might need before you move to a place to make sure that the place will allow you to do all the things that you want to do in retirement,鈥� she said.
And finding the right fit in a city, Brandon added, might mean trying it on, so to speak, before making the decision final: “Try it through all seasons and for a year before you permanently settle there.鈥�
Also: Keep in mind that picking the right neighborhood is as much of a factor as picking the right city. Don鈥檛 be so quick to write off an area, Brandon said, because a better fit might just be across town.
鈥淭he neighborhood can play a big role in how happy you are,鈥� she said.
on the U.S. 草莓传媒 site.
草莓传媒’s Kristi King contributed to this report.
